Financial engineering
Crowdfunding: example of the Chaillac photovoltaic power plant (Indre - 36) :
During the development of this 13.41 MW solar park, 550,000€ were opened for construction. With a secured fixed interest rate of 5% for citizens, the crowdfunding participants were able to lend between €10 and €15,000 to the project company. This allowed lenders to support locally the implementation of the park and to receive a return on investment. The interests are made annually, with the initial capital being recovered after only 4 years. This operation organized with ENERFIP was a real success for the territory.
Participatory investment: example of the Coësmes wind farm (Ille-et-Vilaine - 35)
During the development of the Coësmes wind farm (18 MW), seventeen local farmers came together by creating the association "Terre et Vent" in order to participate financially in the development of the project. By fully integrating the governance of the project company via a participatory investment process, the association became an actor in the development of the project on its territory, taking part in local consultation and ensuring the project's proper development.